Thinking of selling your home? Wondering how much money you should set aside to cover closing costs?
Estimated Seller’s Closing Costs in Montana
(For informational purposes only — actual costs may vary)
Typical Seller Expenses:
| Item | Estimated Cost |
| Real Estate Commission | 5% – 6% of sale price (split between agents) |
| Title Insurance (Owner’s Policy) | $800 – $1,200 |
| Escrow/Closing Fee | $300 – $700 (often split with buyer) |
| County/City Transfer Fees | Varies (many areas in MT have no transfer tax) |
| Document Preparation | $100 – $250 |
| Mortgage Payoff / Reconveyance | $100 – $250 (plus loan balance) |
| HOA Transfer/Doc Fees (if applicable) | Varies |
| Home Warranty (optional) | $500 – $700 |
| Property Taxes (Prorated) | Varies (based on closing date) |
| Home Repairs / Pre-sale Improvements | Varies |
| Seller Concessions (if negotiated) | Varies |
Total Estimated Closing Costs: 6% – 8% of the sale price
Tips for Sellers:
- Price your home competitively based on market conditions
- Prepare your home to minimize repair requests
- Review a net proceeds estimate before accepting an offer
- Consider offering a home warranty to boost buyer confidence
© 2023 Coldwell Banker Realty
©2023 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Anywhere Advisors LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.
